If you have wind damage to your roof caused by high winds and the accompanying flying debris you need to start the repair process right away starting by working with an experienced contractor to get an estimate and mitigate any further damage by covering the damaged areas of your roof windows etc.
Force needed to damage roof.
If your roof needs to be replaced be prepared for an average bill of 24 700 for asphalt shingles and 40 318 for metal roofing according to a 2020 report from remodeling magazine.
For example 8 plus hits or damage spots on the roof with a 10 foot by 10 foot square area on at least three separate spots on the roof in order to cover the costs of a new roof.
Choose a roofing contractor with experience.
Know that many insurance companies will require a certain amount or rate of hail damage.
Just like any other service or professional experience goes a long way.
Gutters are also susceptible to hail damage.
Your roof is more vulnerable to damage if you live in a hurricane or tornado prone area or where high winds occur frequently.
The inspection and report will cost up to 500 but it is money well spent if it is instrumental in getting your homeowner s insurance claim paid.
Several factors influence how wind may affect or damage your roof including its speed and direction when it encounters your home along with.
Our years of experience on roof damage claims has been that unless the roof is completely blown off there will be arguments on the extent of damage.
Ask for a written evaluation from the roofing contractor that addresses the issues listed above the extent and cause of the damage and the condition of the rest of the roof.
At this range wind will take down whole tree limbs begin to uproot trees rip off shingles that were in good condition and cause issues with chimneys.
One factor that will come into play is the expected life of your roof.
Where your home is situated and the local weather patterns.
The roofer can assess the damage to determine any roof repairs needed and how much it should cost to restore it to pre loss condition.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
When filing an insurance claim it is important to have evidence that the damage you are claiming is new.
You can expect a bigger payout if a storm destroys your 5 year old roof than if your roof was already pushing 25 years at the time of the damage.
At this speed wind will cause widespread damage to trees flip mobile homes and cause significant roof damage to commercial buildings and homes.